Parents to be
Recently*, Taburit has upgraded the unique insurance policy that is provided as an integral part of its service. Here is a summary of the new policy terms**.
| Manner in which cover is guaranteed | As an integral part of the Taburit service, newborn Insurance is provided from the moment that the child is born and for 20 years thereafter. Incorporated into the insurance policy consecutively without any need to change the terms. |
| The insurance cover | NIS 4 million |
| Underwriting | No need for a health declaration regarding the newborn. |
| The cover | Stem cell transplant or infusion from any source, from the Insured himself or from another donor, into the Insured’s body due to an illness contracted by the Insured. All stem cell transplants will be covered and not only bone marrow transplants. |
| Interfaced with Basic Basket and/or Additional Health Services (beyond the limits of entitlement under the Health Fund) | Alternative Insurance. The alternative to services provided by the public Basket of Health and/or the Additional Health Services. Compensation will be paid independent of entitlement to rights on the basic levels, from the first shekel. There is no obligation to exhaust entitlement by the beneficiary within the framework of the Health Fund before activating the policy. |
| Funding the costs of using the umbilical blood or transplanting stem cells from any source | Full cover, complete and comprehensive for each medical procedure involved in transplanting the stem cells from any source whatsoever, including hospitalization and drugs. |
| Activating the Policy | Approval by two objective physicians (independent of the approval by the Insurance Company's physician). |
| Cover for all types of stem cells | Yes |
| Restriction to use only for a specific disease | No |
| Cover for self-transplantation | Yes |
| Cover for transplant in Israel or abroad | Yes |
| Cover of expenses ancillary to the transplant abroad | Yes |
| Compensation in the case that there is also cover by another entity | NIS 56,800 |
| Recuperation benefit |
Monthly benefit of a sum of NIS 3,000** for a period of 12 months following the stem cell transplant in Israel or abroad, starting from the month during which the transplant was actually performed. **A child up to the age of 18 will receive one half of the benefit. |
| Cover in the event that the unit of cord blood is unsuitable for implanting | Yes |
| Cover for locating and finding an alternative unit in Israel or abroad | Yes |
| Qualification period | None |
| Deductible | None |
| Flying a medical specialist to Israel | Yes |
| Dependent upon an existing insurance policy | No |
| Option to extend to family insurance policy | Option of extending insurance cover to the family policy. The policy covers parents and siblings of the newborn. Upon preserving umbilical blood for another member of the family, the period for the family policy is updated for each of the Insured, for 20 years from the day that the last Insured whose umbilical blood was preserved subscribed to the policy. Subject to a declaration of health by the family members (excluding the newborn). |
* The terms of the new policy will apply to newborns whose date of birth is from September 1, 2010 and onwards.
** Summary of Policy Terms provided as part of the Taburit service for members of Meuhedet "C" >>
